Credit Risk Manager

Credit Risk Manager Job in Nairobi – Explore 4G Capital Careers in Finance and Risk Management

4G Capital is on a mission to empower small businesses and drive financial inclusion across Kenya and beyond. As a trusted leader in microfinance careers in Nairobi, we provide working capital loans tailored to micro and SME entrepreneurs, helping them scale sustainably. Our success lies in combining innovative technology with deep market insights and robust data analytics.

Are you seeking high-impact finance job opportunities in Kenya? This is your chance to join a purpose-driven fintech organization committed to transforming lives through responsible lending. We’re currently hiring a skilled and passionate Credit Risk Manager to join our growing team in Nairobi.

Job Title: Credit Risk Manager – Strategic Role in Portfolio and Risk Management

• Employment Type: Full-time
• Location: Nairobi, Kenya
• Department: Portfolio Management
• Reporting To: CFO / Head of Data

About the Role – Lead Risk Strategy and Portfolio Oversight at 4G Capital

This is one of our most critical collections agent job vacancies with a strategic twist. As the Credit Risk Manager, you will lead the development of risk frameworks that ensure sustainable portfolio growth while maintaining credit integrity. You will play a key role in minimizing risk, maximizing returns, and optimizing decision-making using predictive analytics.

Your Key Responsibilities

• Design and implement robust credit risk strategies to guide the growth of our lending portfolio.
• Use data science and customer account management tools to inform lending policy and risk thresholds.
• Track portfolio performance, identify risk indicators, and develop early warning systems.
• Collaborate with the data, finance, compliance, and operations teams to maintain credit discipline and innovation.
• Prepare risk performance reports and dashboards for executive stakeholders, regulators, and investors.

Who We’re Looking For – Finance and Risk Experts Ready for a Purpose-Driven Career

This is a prime role for professionals looking for long-term 4G Capital careers or finance job opportunities in Nairobi that combine leadership, analytics, and social impact.

Ideal Candidate Qualifications

• Minimum 5 years of experience in credit risk, portfolio strategy, or lending policy, preferably in fintech or financial services in East Africa.
• Strong analytics background with proficiency in tools such as Python, R, SQL, or related platforms.
• Proven ability to build and deploy credit risk models and interpret complex financial data.
• Deep understanding of credit regulations in Kenya and experience with regulatory compliance reporting.
• Excellent communication and presentation skills with experience engaging cross-functional teams.
• Ability to drive innovation and continuous improvement in credit policies and performance monitoring.

Why Work at 4G Capital? – Grow with a Top Microfinance and Digital Lending Employer

At 4G Capital, we don’t just offer jobs – we offer transformative microfinance careers in Nairobi where your work directly impacts thousands of small businesses. As a debt collection jobs in Nairobi and credit risk innovator, we are driven by purpose and powered by a collaborative team culture.

What You’ll Gain

• Impact & Purpose: Play a key role in reshaping Africa’s financial ecosystem for underserved entrepreneurs.
• Innovation: Work with the latest data tools and strategies to solve complex credit challenges.
• Growth: Join a scaling company that supports learning, leadership, and meaningful career development.
• Culture: Be part of a mission-driven team that values diversity, transparency, and accountability.

Ready to Take the Lead in Credit Risk Management?

If you’re passionate about data, analytics, and responsible lending, we invite you to apply for this exciting Credit Risk Manager role. Whether you’re advancing from collections agent job vacancies or looking for senior-level customer account management jobs in Kenya, this opportunity is tailored for growth-minded professionals.

How to Apply

To be considered, send your CV and a cover letter outlining your experience in credit risk and why you’re the perfect fit for 4G Capital. Applications will be reviewed on a rolling basis, and only shortlisted candidates will be contacted.

Join 4G Capital today – where data meets purpose, and your career fuels financial inclusion.