Senior Fraud Officer

4G Capital is hiring a Senior Fraud Officer to lead and strengthen its fraud risk management function within its growing fintech operations in Africa. This Senior Fraud Officer position is a full-time fraud leadership role designed for experienced professionals seeking senior fraud jobs in fintech and financial services fraud management careers. The role plays a mission-critical part in protecting customers, employees, and the organization while reinforcing trust, integrity, and ethical financial services across the lending lifecycle.

Key Job Information

• Position: Senior Fraud Officer
• Company: 4G Capital
• Employment Type: Full-time
• Experience Level: Senior / Management
• Industry: Fintech / Financial Services / Microfinance
• Department: Fraud Risk Management
• Reports To: Senior Management and Board Committees

About 4G Capital

4G Capital is Africa’s highest-scoring fintech B Corp and a recognized leader in unsecured working capital lending for micro and small businesses (MSMEs) across Kenya and Uganda. Through its innovative model, the organization blends instant access to credit with financial literacy training, empowering over 350,000 entrepreneurs to grow sustainable businesses, support their families, and strengthen local economies.

Driven by its purpose to Unlock Human Potential for Good, 4G Capital operates with a mission to Grow Business with Capital and Knowledge and a vision to become the first choice for MSME growth in Africa. All lending products and customer journeys are supported by a proprietary fintech platform designed to scale responsibly while maintaining strong governance, risk, and compliance standards.

As the organization continues to scale, strengthening fraud prevention, fraud detection, and fraud investigation capabilities is essential to maintaining customer trust and safeguarding one of Africa’s most trusted fintech brands.

Senior Fraud Officer – Role Overview

The Senior Fraud Officer role at 4G Capital provides strategic and operational leadership for the organization’s fraud risk management framework. This role is responsible for designing, implementing, and continuously improving fraud prevention controls, investigation processes, and loss mitigation strategies across the entire lending lifecycle.

As a senior leader, the Senior Fraud Officer mentors the fraud team, oversees complex and high-value investigations, and works cross-functionally with Technology, Credit, Collections, Operations, HR, and Governance, Risk & Compliance (GRC) teams. The role also represents 4G Capital in engagements with regulators, law enforcement agencies, and industry stakeholders.

Key Responsibilities

• Design, implement, and continuously enhance the fraud risk management framework, policies, and internal controls.
• Provide strategic oversight of fraud prevention and detection systems across all business units.
• Lead and mentor the fraud investigations team, fostering a culture of vigilance and accountability.
• Personally oversee complex, high-risk, and sensitive fraud investigations.
• Analyze fraud trends, patterns, and emerging financial crime risks using data-driven insights.
• Prepare and present detailed fraud risk reports, dashboards, and recommendations to senior management and the Board.
• Collaborate with fintech engineering and technology teams to strengthen transaction monitoring systems.
• Partner with credit and collections teams to embed fraud controls within lending processes.
• Act as the primary liaison with regulatory bodies, law enforcement, auditors, and industry associations.
• Promote a strong organizational culture of integrity and ethical conduct.

Required Qualifications

• Bachelor’s degree in Finance, Forensic Accounting, Risk Management, Business Administration, or a related field.
• Minimum of 5 years’ experience in fraud risk management, financial crime investigations, or audit roles.
• Demonstrated experience within fintech, banking, microfinance, or financial services.
• Proven ability to design and implement fraud prevention frameworks and controls.
• Strong analytical, investigative, and problem-solving skills.
• Excellent stakeholder engagement and communication skills.
• High levels of confidentiality, discretion, and professional integrity.

Preferred Qualifications

• Professional certifications such as CFE (Certified Fraud Examiner), CPA, or CISA.
• Experience working with regulators or law enforcement agencies.
• Exposure to digital lending platforms and fintech fraud analytics tools.
• Previous experience in fraud leadership or team management roles.

Benefits and Compensation

• Competitive compensation and benefits aligned with senior-level expertise.
• Opportunity to shape a newly established fraud function.
• Purpose-driven work within a high-impact fintech organization.
• Professional growth within Africa’s leading MSME fintech.
• The chance to protect and strengthen trusted digital financial services.

How to Apply for This Senior Fraud Officer Position

Interested candidates seeking Senior Fraud Officer jobs at 4G Capital should apply using the Apply Now button below. This role is ideal for professionals passionate about fraud prevention in fintech, financial crime risk management, and building systems that protect people, businesses, and data across Africa’s fintech ecosystem.