Credit Analysts – Digital Credit

To effectively support the in developing strategies throughout the credit cycle including prospect targeting and acquisition, exposure management, customer marketing, collections and recovery.

This also includes ensuring successful score card deployment, implementation and performance tracking, building and tracking test cases, Sampling responsibility to ensure credit quality is maintained as well as Perform portfolio quality reviews.

Key responsibilities

• To support the Head of Retail Credit risk in building monthly Scheme portfolio reports, forbearance reviews, limit reviews as well as annual reviews as and when required.
• Design and development of effective credit risk management models for the mobile lending product
• Design and development of application and behavioural scorecards for different products/markets portfolio
• Review and underwrite credit strategies that may require subjective input

Requirements

• A Bachelor’s degree in a maths/statistics/economics/ operations research related field
• Working knowledge of risk management policies procedures and pricing…

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